Impact Credit
Consultants
After working with one of our dedicated team members, you'll have a better idea of where you stand in the process of buying a home.
From "I don't know" to "I just need a hand", we've got you covered.
Buying a home, vehicle or applying for a large loan means your credit is going to be under intense scrutiny. The Lender will take a look to determine how big of a risk factor you could be down the line. Things like late payments, collections, and other negative items can paint the picture that you're unreliable and may default on the loan.
It's important to be proactive and have an understanding of your credit situation before you start applying for loans. Each application can impact your score negatively, so why not be prepared when you walk through the door to apply for that dream?
Everything in order? Ready for Pre-Approval?
Buying a home can be either super easy, or difficult.
Since there's no way to see the future and which one it will be, it's important to be in control of as many things as possible so they aren't surprises.
Starting the process with a Lender can be nerve-wracking. That's why we've partnered with Lenders and Real Estate agents across the nation. These are all people that we have found to make the process easier. Whether it be through their excellent service and attitude, great selection of homes, willingness to work with people in less-than-perfect situations, or special homes, we've got you covered.
One less headache when trying to find a home. When you're ready, we've got the perfect fit for you!
It's important to be proactive and have an understanding of your credit situation before you start applying for loans. Each application can impact your score negatively, so why not be prepared when you walk through the door to apply for that dream?
Your closing paperwork might be getting signed, you might be looking for that perfect house still or you already paid your close friends and family in pizza to help you move in.
You might be wondering "What's next?"
Since you worked so hard on building your foundation, whether thats from the ground up or just fixing some aspects that held you back, it wouldn't make sense to just stop now. It's time to start maintaining that score you worked so hard to accomplish. Paying bills on time (like that new mortgage payment) as well as continuing to add to your credit portfolio will allow you access to even more positive benefits of continuing to maintain and improve your credit.
Throughout your process, you'll have access to personally curated resources that will boost your scores and add to your portfolio. We understand a past of getting nothing but a "No", but imagine a not-so-far future where the answer is a resounding, "Yes".
We take great care in thoroughly analyzing, repairing and providing an excellent level of care to your individual situations because they're as different as we all are.
Let's make life better for you.
Let's make the future closer.
Let's make an Impact.
Together.